information. The F Fund tracks the Bloomberg U.S. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The site is secure. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. default settings according to your preference. personalize your experience with targeted ads. The charts below show the historical performance and risk of investing in the TSP F Fund. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. The C Fund total decreased by $63.9 billion during the year. will not hand over your personal information to any third parties. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. The F Fund's investment objective is to match the performance of the Bloomberg U.S. NEXT STORY: Those negative factors are now leading to more positive news. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. The fixed income bonds in theFFund finished February 2.58% in the red. This may affect our ability to personalize ads according to your preferences. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. The fixed income bonds in. Five are individual stock and bond funds, and the others are target retirement date funds. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. This website uses cookies to enhance user experience and to analyze performance and The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. All rights reserved. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The. An official website of the United States government. Because the U.S. They do not store directly personal information, but are based on uniquely identifying your browser and F Fund returns move up and down with the returns in the bond market (market risk). Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. intended if you do so. You can join other TSP participants on our popular TSP . Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Those cookies are set by us and called first-party cookies. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). We also share information about your use of our site with our social media, advertising The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. It offers you the potential to earn the higher investment returns associated with equity investments. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. My Federal Retirement is not affiliated with the U.S. Federal Government. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. One TSP management advisor sees a "growth recession" ahead. Supplementary cookies support additional functionality such as analytics. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. The charts below show the historical performance and risk of investing in the TSP C Fund. Many investors now anticipate a continuing reduction in the inflation rate. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. The C Fund tracks the performance of the S&P 500 index. 2023 by Government Media Executive Group LLC. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. There are only two things required to double your TSP account over time. Visit www.allaboutcookies.org As of the close of the stock market on January 23, here are the results for all of the TSP Funds. department for further clarification about your rights as a California consumer by using this Exercise My The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. Terms of Use | to learn more. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Yes, I want to receive occasional updates from partners. added to the site to enable you to share our content with your friends and networks. These cookies collect information for analytics and to Or, use the checkboxes above to show only the funds you want to see. Aggregate contains such a large number of securities, Visit www.allaboutcookies.org At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. Completion Total Stock Market Index. This article TSP performance charts III. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Here are the latest fund returns. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Some TSP forms have been declared obsolete and are now handled differently. Aggregate Bond Index | bloombergindices.com, Asset manager(s) Additionally, you may contact our legal Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. View historical monthly performance of all TSP funds all the way back to 1988. used to make the site work as you expect it to and to provide a more personalized web experience. Click on any link in the table header to see performance charts and other details for that fund. You may exercise your right to opt out of the sale of personal As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. of the site will not work as intended if you do so. Reproduction without permission prohibited. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the All rights reserved. A cookie is a small piece of data (text file) that a website when visited by a This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. Federal government websites often end in .gov or .mil. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Learn more about the debt limit on the U.S. Department of the Treasury website. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. The .gov means its official. Follow Ralph on Twitter: @RalphSmith47. FedSmith.com. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! However, you TSP performance is down in February 2023 but still up for the year-to-date. website. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Completion Total Stock Market (TSM) Index (. Copyright 2007-2023 My Federal Retirement. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement For simplicity, we refer to it as the non-sp500 index. . Net administrative expense ratio The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. The .gov means its official. The F Fund is the Fixed Income Index Investment Fund. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. You can set your browser to block or alert you about these cookies, but some parts TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). You cannot opt-out of our First Party Strictly Necessary Obviously, these are large amounts of money. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. browser. Subscribe to our free email list to get our news updates in your inbox. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service $0.200/$1,000 account balance 0.020% (2.0 basis points). I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Federal government websites often end in .gov or .mil. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. An official website of the United States government. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. So far this year, the G Fund has gained 0.62%. Completion Total Stock Market Index. A bond fund's price changes based on yields earned and capital gains . Advertise | Personal Information. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. Terms of Use | FedSmith.com. Our goal is to add 1% more yearly to your TSP plan. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Any abuse of the API may result in the revoking of your API token. The C Fund tracks the performance of the S&P 500 index. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. James Marshall / Getty Images. These funds are a mix of the five core TSP funds (G, F, C, S, and I). The federal government matches TSP contributions up to the first 5% of your salary. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. Terms of Use | When you visit our website, we store cookies on your browser to collect All Rights Reserved. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. performance, so that we may improve our websites and your experience. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. It tracks the performance of the Dow Jones U.S. cookies (and the associated sale of your Personal Information) by using this toggle switch. web. Social media cookies are set by a range of social media services that we have . Aggregate Bond Index, a broad index representing the U.S. bond market. Completion Total Stock Market (TSM) Index. Aggregate Bond Index. Privacy Policy | It invests in bonds which track the performance of the Bloomberg U.S. sites. This is a broad international market index, made up of primarily large companies in 22 developed countries. It invests in bonds which track the performance of the Bloomberg U.S. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. If you opt out we will not be able to offer you personalised ads and The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. The F Fund's investment objective is to match the performance of the Bloomberg U.S. This index is made up of small and medium sized companies. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Compliment? Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. You can make pretax contributions in a traditional TSP. 2022 TSP Fund Performance This index includes over small and mid-sized 3000 companies. Advertise | A description of each of the TSP funds is here. Aggregate Bond Index (, Dow Jones U.S. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. When comparing investments, a low standard deviation is preferable. The Sharpe Ratio measures risk-adjusted performance. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. able to use or see these sharing tools. We do not allow you to opt-out of our certain cookies, as they are necessary to In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Last updated: February 02, 2023 at 03:39 PM. Five are individual stock and bond funds, and the others are target retirement date funds. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Question? There are 10 active TSP Lifecycle Funds, and two retired funds. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Last updated: January 24, 2023 at 06:19 PM. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. privacy request at our Do Not Sell page. They are capable of However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Advertise | TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Less investment risk. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * If you do not allow these cookies you may not be The charts below show the historical performance and risk of investing in the TSP I Fund. So far this year, the F Fund has gained 0.58%. Ralph Smith has several decades of experience working with federal human resources issues. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). reducing its 2023 performance to 3.68% in the black. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. We also think of the "S" as Small, as in the Small Cap stocks. Before sharing sensitive information, make sure youre on a federal government site. your data under the CCPA. Privacy Policy | Federally Employed Women Closes Black History Month Pressing for More Progress. The site is secure. Get the latest pay and benefits news delivered to your inbox. The objective is to strike an optimal balance between the expected risk and return associated with each fund.